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Personal Umbrella Quotes Now Available at in 15 States

RICHMOND, VA (November 5, 2015) – All Risks, Ltd.’s personal lines quoting platform for retail agents,, now offers a new personal umbrella as a stand-alone product or with a homeowners quote.  This admitted personal umbrella product is on A.M. Best A rated paper and is available in the following 15 states: AL, CA, FL, GA, IL, MA, MD, NJ, NY, NC, PA, SC, TN, TX and VA. 

Umbrella limits of $1,000,000, $2,000,000, $3,000,000, $4,000,000 and $5,000,000 are available with minimum $300,000 underlying liability required.  Uninsured Motorist coverage (UIM) of $25,000 is included with an option to increase to $1,000,000 or $2,000,000 based on the driver’s history and minimum $250,000/$500,000/$100,000 underlying auto limits required.  Premiums start as low as $210 for $1,000,000 limits.  Additional products from this A-rated admitted market include Excess Umbrella, High Profile Umbrella, Comprehensive Liability, Excess Comprehensive Personal Liability (CPL), and Target/High Profile CPL.  Limits for these products are available up to $5,000,000 but must be submitted via e-mail to

“This new personal umbrella product is invaluable. Agents can get a premium indication in seconds.  There is no need to complete an application until they’ve already sold the price to their client and they are ready to purchase the policy,” explained Lee Branson, All Risks’ Personal Lines Vice President. 

Retail agents can access the umbrella quote screen from the QuickIns landing page or in the quote summary screen of the homeowner quote.  Additionally, enhancements have been added to the system to make it easier to navigate through and complete the application process.  Agents do not have to complete the entire quote process all at once.  They can get their premium indication first, print it, sell it to their insured, and then come back and complete the full quote and/or fully bind policy online.

To start online quoting, log in at or call 1-877-275-9578.  Please note that retail agents must have a Broker Agreement with All Risks, Ltd. to create an online account.  To request an agreement, go to  Online products are available in most states. 

To start online quoting, log in at or call 1-877-275-9578. Please note that retail agents must have a Broker Agreement to create an online account. To request an agreement, go to, the nation’s quickest and most comprehensive online quoting platform provides retail insurance agents and brokers access to quick non-standard personal lines insurance indications and quotes. Insurance agents nationwide can quote online at, over the phone at 877-275-9578 or submit a risk via email to is a division of All Risks, Ltd.