Professional Liability Insurance - Small Business Coverage

Professional Liability InsuranceComing Soon – you’ll soon notice a change in the logo as we consolidate from QuickIns, an All Risks, Ltd. division, to our main All Risks logo. Be assured you’ll benefit from the same great service, products & expertise as you’ve been used to. Thanks for your business!

Quick Professional offers direct access to an Admitted A.M. Best ‘A’ (Excellent) rated carrier’s professional liability insurance online quote platform. Professional Liability Insurance is available to over 50 classes of small businesses in most states, such as engineers.

In many cases, General Liability and Business Owners BOP coverage is also available. Minimum insurance premiums start at $500. See the full list of classifications under Targeted Classes.

States Available

Online Quoting: Log in to the agent portal

Professional Liability Coverage is Available Nationwide - Except in Alaska, Delaware, Hawaii, Kentucky, Maine, Montana, North Dakota, South Dakota, Vermont, West Virginia, and Wyoming.

Other class availability restrictions may apply.



Targeted Classes

Product Availability by Classes - The Small Business Professional Liability classifications breakdown by profession. They are subject to terms and conditions contained in the policy.

Architects & Engineers

  • Architects
  • Engineers


  • Barbers
  • Cosmetologists/Beauticians
  • Estheticians
  • Hair Dressers
  • Nail Technicians
  • Small Salon Owners
  • Spa Owner


  • Bookkeepers
  • Business Consultants
  • Education Consultants
  • HR Consultants
  • Insurance Agent
  • Insurance Inspector
  • Interior Designers
  • Life/Career Coaches
  • Management Consultants
  • Manufacturer Sales Reps
  • Photographers
  • Property Managers
  • Recruitment Consultants
  • Real Estate Agents
  • Safely Consultants
  • Tax Preparers


  • Personal Trainers
  • Pilates Instructors/Studio Owners
  • Training Professionals
  • Yoga Teachers/Studio Owners
  • Zumba Instructors


  • Acupuncturists
  • Acupressurists
  • Audiologists
  • CPR/First Aid
  • Home Health Aides
  • Personal Care Assistants
  • Massage Therapists
  • Nutritionists/Dieticians


  • Database Administrators/Designer
  • Computer Programmers
  • IT Insurance
  • IT Consultants
  • Online Security
  • System Designers
  • Technology Professionals


  • Direct marketing professionals
  • Event Planners and Promoters
  • Graphic Designers
  • Marketing Professionals
  • Online Marketing
  • Public Relations
  • Research Specialists
  • Web Designers


  • Family Counselors
  • Hypnotists
  • Mental Health/Substance Abuse
  • Occupational Therapists
  • Psychologists
  • Social Workers
  • Therapists


  • Landscapers
  • Land Surveyors
  • Janitors
  • Retail
  • More professions


  • Alleged or actual negligence - Protects your customer's business against errors and omissions, actual or alleged, which occur while providing professional services such as giving incorrect advice, an omission, or failing to deliver agreed services. 
  • Defense costs - When a covered claim is reported, our admitted carrier partner will immediately defend your customer and appoint an attorney if necessary - even if the claim is groundless. 
  • Personal injury (e.g., libel or slander) - Protects your customer against both libel and slander if committed as part of their professional services. 
  • Copyright infringement - Our admitted carrier partner offers IT Consultants $200,000 of coverage for damages and claim expenses relating to copyright infringement and for marketing consultants, we include $200,000 of coverage for damages and claims expenses alleging the infringement of a third party’s copyright or trademark.
  • Worldwide professional liability insurance coverage - Our admitted carrier partner cover claims arising from work done around the world as long as the claim is filed in the United States, a U.S. territory or Canada.
  • Temporary staff and independent contractors - Protects your customer from claims arising from services done by their employees, temporary staff and independent contractors.
  • Claims arising from services provided in the past - Covers unknown claims arising from work completed before your client was insured with Hiscox and before their first professional liability insurance policy. 
  • Claims and damages - Covers claims for damages, including up to $250,000 of punitive damages where allowed by law.
Binder Requirements

Stated in the online quoting platform. Log into the agent portal for online quoting.