Residential Insurance for Vacant Homes

Vacant Home

Online, phone and email quoting for 1-4 family dwellings vacant less than two years.

Targeted Classes:

  • Property valued up to $1,000,000
  • Homes under cosmetic renovations accepted (i.e. painting, carpeting, cabinetry)
  • If vacant longer than two years, an underwriter may have a coverage solution, call 1-877-275-9578

Get a Quote

A signed brokerage agreement is required before receiving a quote. Request one today by filling out a partnership request form.

Call - Call 877-275-9578 for quoting via phone. See available states below.

States Available

Online Quoting: Log in to the agent portal

Phone Quoting: 877-275-9578

  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin

Email Quoting: QuickHomeQuotes@allrisks.com

Nationwide

 

Highlights
  • Coverage A vacant dwelling coverage for homes valued $25,000 - $1,000,000
    • Property & Contents up to $50,000
    • Vandalism and Malicious Mischief Coverage
    • Liability
  • “A” rated or better Admitted or Non-Admitted markets
  • 1-12 month policy term
  • Cosmetic renovations (i.e. painting, carpeting, cabinetry)
  • Properties vacant up to two years accepted
    If vacant longer than two years and insured had prior coverage, call an underwriter at 1-877-275-9578
  • Deductibles Available
    • If home value is under $150,000, deductible is $500
    • If home value is between $150,000-$500,000, deductible is $1,000. Please note that the online quoting system is defaulted at $1,000, but can be changed.
    • If home value is over $500,000, deductible is $2,500
  • Fire Marshal Report required if previous fire claim
Binder Requirements

The following requirements will be attached to your online quote for completion: